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Credit Card Applications » Credit Card Questions » Other Questions » If my credit is somewhat bad, how will i know if i can get approved for e credit card?

If my credit is somewhat bad, how will i know if i can get approved for e credit card?

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Date:
December 20, 2008, 5:07 pm
If my credit is somewhat bad, how will i know if i can get approved for e credit card?
Answer:
You'll never know for sure until you apply. However, you increase your approval chances by choosing the right credit card. There is a wide array of card offers available online that may suit your credit rating and we have picked up top 3 for you to consider.

If by "somewhat bad" you mean too short credit history which you are building up yet, you may be approved for Capital One Standard Platinum. This card is designed for limited credit history and offers you agreeable terms and prices for building your rating. It may also suit you if you had a late payment on one or several of your other bills during the last 6 months. With this said, Capital One Standard Platinum may either help build credit or improve it after a late payment in the past.

If your credit is damaged by continual late payments or other defaults on the cardmember agreement, you are more likely to qualify for Continental Finance MasterCard® issued by First Bank of Delaware. This card gives a second chance for those with less than perfect credit as it reports to credit bureaus and offers free online tools to manage your finances.

The greatest chance for approval is offered by the Secured Visa® Credit Card from Applied Bank. This card is relatively cheap compared to other secured credit lines as there is no set up fee and a competitive APR on purchases. The amount you put into the security deposit will determine your credit line. This card is a perfect tool to improve or rebuild your bad credit.

Decide which credit card is right for your credit and apply online.

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