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Credit Card Applications » Credit Card Questions » Other Questions » Is there a credit card available for people with no credit history?

Is there a credit card available for people with no credit history?

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Visa® Platinum from Credit One Bank

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Date:
October 17, 2008, 8:51 am
Is there a credit card available for people with no credit history?
Answer:
You can apply for a credit card even if you have no credit history. But you have to choose the right one to be approved. Unsecured cards for no credit rating are available with Capital One Bank. Generally, you would qualify if you meet the flowing requirements: you are a student or a young adult working for living; you have a valid credit score at one of the major credit reporting agencies; there are no bad payments in your name. Make sure these statements are true and apply for one of the following offers:

Capital One Platinum - Visa is a low rate card with a $300-3 000 credit limit for young adults with a good job income. 0% intro APR on purchases apply.

Standard Platinum for Young Adults is a great choice for those who want to save with no annual fee. The same credit range applies with this offer.

The bank will consider a whole range of factors and facts while assessing your application. You will not know your chances until you apply. But if you'd like to be surer, we advise you apply for a secured card. It might not be as attractive due to the requirement to make a beforehand security deposit, but you get an excellent chance to build your credit fast and safe. Take a look at Black Diamond Visa® from Millennium Bank, a secured credit card that reports to credit bureaus and offers an extended credit line.

Make the right choice and apply online now.

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