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Is there a published list of what credit agency each credit card company gathers personal consumer... |
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Date:
April 5, 2007, 1:19 pm |
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Is there a published list of what credit agency each credit card company gathers personal consumer information from in extentding credit? |
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Answer:
The bureaus assemble the information on your credit history: how many cards and loans you had, what were credit amounts and how you used to pay off your balances. All information concerning your credit history may be different at each agency. It means that your credit score varies from bureau to bureau, and very often creditors look at the lower score. So it's important to view reports from all 3. You can also apply to the credit bureaus or look through their official websites and get additional information there. |
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