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MY score is under 500 pts but in the past 2 mos. I have paid loans off and got some disputes of my... |
0% Intro APR for 15 Months. 5% Cashback Bonus.
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Date:
November 23, 2008, 5:18 am |
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MY score is under 500 pts but in the past 2 mos. I have paid loans off and got some disputes of my credit report. I'm still paying on back credit. I need something that will help me build some points. As i go along paying my debts. So is it possible to get a some credit card? |
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Answer:
You may try to apply for one of Orchard Bank credit cards which are intended for bad credit customers. But before giving approval, the bank will scrutinize your credit report, paying special attention to how you pay back loans and credit cards. Your debt-to-credit and credit-to-income ratio will also be estimated and used as basis for the bank's lending decision. We can suggest the following cards:Orchard Bank Classic MasterCard® is unsecured credit card with low rates on purchases and surprising 0% intro APRs. It has moderate set up and annual fee and offers valuable card account services. Orchard Bank Low APR MasterCards come with unbelievably low interest rates for bad credit applicants. A set up fee is charged based on your creditworthiness and is capped at $49. The same is about annual fees which vary from $60 to $96. A secured credit card may be easier to qualify for if you still have sizable debts and low income. Black Diamond Visa® from Millennium Bank is a quick and safe way to get some points for your credit score through making regular on time payments. Fill out application for a credit card best suiting you. |
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