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Answer:
You can apply for a credit card on our website but you are not guaranteed approval for just every offer you want. You have to choose a credit card based on your credit history, your FICO scores, your income, spending patterns and lots of other factors. These factors divide all cards on our site into 3 main categories: cards for excellent/good credit, cards for no/limited credit (beginners) bad credit offers. If your credit score is somewhere between 660 and 850, it means your credit history is good/excellent and you are a favorable customer for some of the best card issuers. In this case, we advise you Blue from American Express, a high limit plastic card for good credit customers. Its major eligibility requirements are that you have a long and faultless payment history and stable and high job income. If your credit is limited (620-659) due to a short payment history which you are building at the moment, consider a no credit card from Capital One Bank. Capital One Platinum Visa is just the right variant for this case. With reasonable pricing and decent credit limit, it's designed for beginning credit card users without any bad payment records in their name. If you have a job and good income, if you have/had a US bank account and there's a valid credit score in your name, apply for Capital One Platinum Visa online. Now, assuming that your credit is bad due to non-payments and bad spending habits, we'd advise you Centennial Gold MasterCard®/Visa from First PREMIER Bank. This card is for credit repair purposes. Though its initial credit limit is low, it allows increases, provided you make your payments on time. Choose a card right for your credit status and apply for it online. |
