Thank you for asking your question. having FICO score of 550 implies your credit is bad. In this case you are free to choose one of two methods. First, you can apply for a bad credit card. Such cards are offered by First PREMIER Bank at our site. Please note that in case with these there is no 100% guarantee that your applicaqtion will be approved, except Centennial Gold MasterCard/Visa. This one has guaranteed approval. Please explore our bad credit card applications
. Second, there ar also secured credit cards. These have guaranteed approval, too. But you need a collateral to get approved for such a card. Examine also our secured credit card applications
. These are recommended by experts for building or rebilding credit history.
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