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My name is Courtney, I am 19 years old and I am trying to build credit so I can get a student loan... |
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Date:
October 27, 2008, 8:57 pm |
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My name is Courtney, I am 19 years old and I am trying to build credit so I can get a student loan so I can start school. I need to know which credit card I should use that would except someone that has no credit and that also won't charge me a buch of fees. If you could get back to me I would be very appreciative. Thank you and have a great day. |
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Answer:
You are not required to have credit established to start school. School is a perfect place to do it. Some card companies will issue you a student credit card even if there is no credit history in your name. The main requirements are age verification, social security number and residence record, and of course you are to be a student. We advise you get one of these cards:Capital One Standard Platinum for Young Adults is a great deal for college students. It has an adequate credit limit, no annual fee and 0% APR on purchases. As an alternative, pay attention to No Hassle CashSM Rewards for Young Adults, also from Capital One Bank. The card carries annual fee but preserves 0% APR on purchases. Besides there is an attractive cash back rewards program that allows earning free money on everyday purchases. Citi® Platinum Select® Card for College Students requires no minimum income or co-signer to qualify for. You will get no annual fee, 0% intro APRs and low ongoing interest rates on purchases and balance transfers. If you are a student already, qualifying for one of these cards is easy. You are welcome to apply online. |
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