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Need to cancel a couple of credit cards not used in years. What is the process? How do I find... |
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Date:
September 26, 2007, 3:47 pm |
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Need to cancel a couple of credit cards not used in years. What is the process? How do I find the phone numbers and customer service as most statements do not have numbers? |
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Answer:
The way of cancelling an undesired credit card is determined by the bank and is described at its official site or can be explained by phone. As far as we are not a credit company, we can't assist you in cancelling the card, so you'd better try to contact your banks again and ask them for details of this procedure. All major banks have their official websites that can be easily found in the web and contain all the contact information. In most cases there are two ways: you call the customer service and dictate the necessary information to the operator; you go to the official site of the bank and follow the given instructions to fill out the cancellation form. Of course, if there are fees that you are not likely to pay, it's better to cancel this credit card to avoid undesirable payments. However you should mind that cancellation may damage your credit score a bit. |
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