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Credit Card Applications » Credit Card Questions » Other Questions » Our credit is not good at all how do we get our credit score back up enough to get a card?

Our credit is not good at all how do we get our credit score back up enough to get a card?

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Date:
June 2, 2009, 12:05 pm
Our credit is not good at all how do we get our credit score back up enough to get a card?
Answer:

The best way to improve your credit score is to fix your payment history. It may sound weird but if you want to improve your score to get a card, you need to apply for a credit card first. The key is to apply for the right card. If your FICO is low, you should choose the card that requires your credit. If you have less than perfect credit, you should take a closer look at the applications for bad or no credit.

Judging by your words, you've got very low credit scores. When applying for a credit card, we all want to be approved. However, the issuers of unsecured cards may reject you without explanation and it may negatively affect your score.

Not the same situation with secured cards. These cards generally come with no income or credit requirements, so you're likely to be approved. We suggest you to review the most popular secured credit card applications designed specifically for those with bad or no credit. Look through these offers and apply for the card that best fits your financial needs.

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