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Should I transer my balance from a personal loan at 8.9% to a credit card at 3.99% Balance... |
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Date:
October 22, 2008, 7:41 pm |
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Should I transer my balance from a personal loan at 8.9% to a credit card at 3.99% Balance Transfer APR |
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Answer:
Yes, you can transfer your personal loan balance onto a credit card but if you really want to save it's better to get a 0% APR balance transfer credit card. The cards that we suggest are meant for good and excellent credit rating applicants:More® Card - Clear from Discover® Card offers 0% APR on balance transfers for 12 months and 3% transfer fee. There is no annual fee and unlimited cash back rewards. Capital One Platinum Prestige - Visa allows saving both on balance transfers and purchases with 0 % APR until October, 2009. It also has a 3% balance transfer fee. Citi® Platinum Select® Card® comes with 0% APR on purchases and balance transfers, no annuals fees and Platinum benefits such as free online services and identity theft solutions. Check if your credit score is 660 - 850 and there are no bad payments in your credit report. Then, apply for one of the cards online. |
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