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WHAT DOES A.P.R. MEAN ON A CREDIT CARD? |
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Date:
October 19, 2007, 4:58 pm |
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WHAT DOES A.P.R. MEAN ON A CREDIT CARD? |
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Answer:
APR is an abbreviation for Annual Percentage Rate. This is an effective interest rate you will pay on your loan. Consequently, the APR is the total cost of the credit granted. This rate is cherged when the balance is present on your credit card, and it depends on the period of time for which the loan is calculated. Note that it is applied evey month in case with the outstanding balance. Moreover, a single credit card may have a number of APRs for various transactions, for instance, balance transfers, purchases, or cash advances. You should also take into consideration an introductory APR which is lower and is available only for a certain time period (3-15 months). In case with some credit cards the intro APR is not available.Using this feature you can share various credit cards and choose the one which does for you best. |
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