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Answer:
Your credit score number indicates that you have a poor, or bad, credit history. Thus, you will only be able to qualify for specific card offers that are designed for your particular situation. Assuming that you are on the way of building credit and your low score is just the result of insufficient payment history, you may be able to choose from some of the best no credit cards. We advise you to review Capital One Standard Platinum and No Hassle CashSM Rewards credit cards meant for people who are just beginning their credit file and are looking for a card as a new and better stage in the credit building process. When assessing your application, the bank inspects lots of other factors besides your credit score, such as your other payment records (cell phone, utility bills, car loan and others), your income and job. You are required to have no defaults or late payments in your credit file to qualify for Capital One credit cards. If your low credit score stems from bad credit practices (late or missed payments, credit limit exceeding, bad credit utilization ratio), we would recommend you to consider Centennial Gold MasterCard®/Visa from First PREMIER Bank which works with bad credit customers. Again, however, your application will or will not be approved depending on various factors in your credit report - your biggest debts, how you repaid them, how many cards you've had and how many defaults you've made. Based on all these things, the approval status will be sent to you. So, whichever card you apply for, make sure that you meet the requirements of the issuer. |
