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Wondering if when receiving 0% percent apr on new purchases for like six months, do you just pay... |
0% Intro APR for 15 Months. 5% Cashback Bonus.
Apply for a Credit Card Today! An Excellent Credit Card for Rebuilding Credit Scores.
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Date:
December 10, 2008, 1:44 am |
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Wondering if when receiving 0% percent apr on new purchases for like six months, do you just pay monthly payments of choice? Does the min payment go to the purchases and not the interest? After the promotion for 0% do you have to pay entire balance to not pay the apr interest on purchases? |
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Answer:
If you want to keep that 0% intro APR on purchases, you need to make at least minimum monthly payment on the balance. This min payment goes to the purchase and not the interest, you're right. So, if you want to avoid paying any interest after the 6-month promo period, try to pay back the whole purchase within this period. If you do not pay the whole amount bank in 6 months, the standard purchase APR will apply to the unpaid balance remaining. Also, if during the promo period you are late or miss a payment, you'll be charged a default APR which is very high. So, be responsible and make sure you fully understand the card's terms and conditions. Then, you'll avoid paying interest charges. Apply for our 0% intro APR credit cards and save on purchases if it's your goal in this holiday season. |
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