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are there credit cards for seventeen year olds |
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Date:
July 23, 2007, 12:51 pm |
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are there credit cards for seventeen year olds |
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Answer:
If you are not 18 yet unfortunately you are not able to get a loan. However if you wish to build up your credit history you can do the following. Ask your parents to open a savings and a checking account in your name, if they haven't done it yet. This is important as it serves to prove your financial independence and ability to deal with money. You can also become an authorized user of one or more of their credit cards. In this case the cardholders will be your parents but you will be able to use the credit limit. Try to keep the balances on them as low as possible, as all the information (both positive and negative) will be reflected in your report. When you come of age and be ready to receive a loan, turn to the no credit credit cards. Consider all the variants carefully and choose the one that suits you most. Another way is to draw the so-called co-signer, that is a person who will be responsible if you don't pay off your bills on time. |
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