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can i be approved for a credit card if i don't have a bank account? |
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Date:
February 21, 2007, 12:01 pm |
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can i be approved for a credit card if i don't have a bank account? |
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Answer:
A bank account may be required in case of no credit history or a bad credit history. So you will need to secure a credit card with a beforehand money deposit in the bank, when you apply for a secured credit card.
Unsecured cards (note, they charge rather impressive fees and rates) and co-signer credit cards (when a positive credit person is a guarantor of your payment) don’t require a bank account. If your credit history is good or excellent and, probably, you have had a bank account and closed it, it’s also not necessary to open another one. Then you can choose a credit card to your liking, filing good or excellent credit card application. Be careful and choose only credit cards you are eligible for. To know whether you are, check your credit report. |
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