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do those free credit reports affect my credit rating? |
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Date:
March 6, 2007, 12:25 am |
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do those free credit reports affect my credit rating? |
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Answer:
The thing is, that you have the right to make free credit report checking at certain periods of time. According to Fair Credit Reporting Act (FCRA), the nationwide consumer reporting companies – Equifax, Experian, and TransUnion are to provide you with a free copy of your credit report, at your request, once every 12 months. And it doesn’t affect your credit rating. The FCRA promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies. You may request your free credit report online, by phone or through the mail. |
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