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how can i get a decent credit limt after bankruptcy fast to pay a medical bill.i have a good... |
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Date:
September 28, 2007, 10:58 am |
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how can i get a decent credit limt after bankruptcy fast to pay a medical bill.i have a good job,but obvioulsy bad credit. |
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Answer:
Various issuers have various requirements concerning customers with the bankruptcy in the past. But according to the First Premier, for instance, you should have your bankruptcy finalized at least 6 month ago in order to qualify for one of its credit deals. Still, the fact that you had bankruptcy stays on your credit report for 7 to 11 years. Of course that does not mean you can not be approved, but your credit limit won't be high - it will probably amount to no more than several hundred dollars. A secured credit card is a good way to establish a history after bankruptcy and it is generally offered with lower rates than unsecured cards. Rebuilding credit worthiness depends on the usage of the card. If you use it carefully and pay off your bills on time, you'll benefit from cards for bad credit. Mind that before applying for the card, it's necessary to get your credit report first and correct any mistakes in case you find them. Then, you're welcome to compare the best bad credit cards or secured cards, presented at our website and apply for the one that suits you most. |
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