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how can i get started with my credit. i can work becouse i am on s-s-i.
so... |
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Date:
March 6, 2007, 3:02 pm |
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how can i get started with my credit. i can work becouse i am on s-s-i.
so if some one could get back to me thanx |
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Answer:
Basically there are three ways to begin building your credit history. Open a checking or savings account, which will be a sign of financial stability and a collateral for a secured credit card. The amount of the credit limit will be the same as the deposit you`ve made. Unsecured credit cards for no credit can be also your choice (they don't require a beforehand money deposit) but suchlike cards charge higher fees and rates to cover the bank's risks of credit. So, your income should be enough to afford an unsecured credit card. If you have a friend or relative with good credit, you can ask him to co-sign for you. He'll get a good credit card and sign you up as a co-borrower. You both will be responsible for the payment and at the same time have a chance to accumulate points to your credit histories. Get acquainted with various credit cards and choose the best one suitable and available. Before you make your choice you can look through our articles and learn how to start your credit. |
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