how do I get a credit card if I have no credit history?

The absence of credit history is better than bad credit history, which might be the result of continuous defaults and late payments. So, you have all chances to make a good start applying for one of limited credit cards available with some major card issuers today.

There are some basic things you should consider when choosing your first credit card. Pay attention to rates, fees and other credit card charges which determine the overall cost of the deal and thus your ability to meet your payment obligations. Also make sure that the card reports to all national credit bureaus as it makes the credit building process faster.

We have offered for your comparison and choice some of the best credit cards which might be of great help on the way to a strong credit history of your own. So, have a look at Standard Platinum card and No Hassle CashSM Rewards card provided by Capital One Bank, an issuer catering for customers with various credit ratings including average.

Examine these credit offers and compare their key features such as fees, rates and rewards to choose the card best suiting your paying capabilities and lifestyle.

Though Capital One serves customers with limited credit histories, the bank is very particular and strict when assessing its potential customers' applications. Generally you have more chances to be approved if you have no bad records with other financial institutions and if you're recognized as a good credit risk.