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how do i get a card if i never had one? and were would i get one. |
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Date:
June 24, 2008, 12:53 am |
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how do i get a card if i never had one? and were would i get one. |
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Answer:
There are several banks that work with consumers with no credit history. But before submitting your application we advise you to check your credit report to make sure everything is in order. You can request your free credit report at http://www.credit-land.com/ at our credit history center. Once you know that your credit report is fine (even though you never had a credit card there is some information about you such as your income, etc) you should apply for one of the following credit cards.Capital One® Standard Platinum. It is the best card for consumers with no credit. It has no annual fee and zero APR on purchases till December, 2008. With this card you receive Platinum Benefits such as extended warranties, travel accident insurance, etc.Orchard Bank Classic MasterCard. Even though you have no credit you are eligible for this card. Ongoing APR is 14.9%. The introductory period with 0% APR on purchases is 6 months. The bank might charge you a maintenance fee depending on your credit background.Centennial Gold MasterCard Visa by First PREMIER Bank. This is the best card issued by First PREMIER for consumers with bad/no credit. Your application will be accepted regardless of your credit score. |
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