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how do u explain good credit?
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Date:
August 12, 2007, 10:04 pm |
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how do u explain good credit?
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Answer:
The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to this three-digit number is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. In fact nowadays almost any person can be approved for a certain credit card. The first and the most important thing to do is to request your credit report and get to know your score. The scores are divided into several categories. If the score is below 620 you can only be approved for the bad credit deals. If it is 620-659 turn to the cards for fair credit. If your score is 660-749 it is considered good, and if it is 750-850 you actually have excellent credit. So, as you can see, the good credit implies the score of above 660. If you have good score you are likely to be approved for the best credit offers with the lowest APRs. |
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