Immediate credit card care service
|
 |
how does an 18 yr old with no credit history get a credit card?
can parents excellent... |
0% Intro APR for 15 Months. 5% Cashback Bonus.
Apply for a Credit Card Today! An Excellent Credit Card for Rebuilding Credit Scores.
 |
|
Date:
June 22, 2007, 6:14 am |
 |
how does an 18 yr old with no credit history get a credit card?
can parents excellent credit help? |
|
Answer:
If you are already 18 you have the right to get your first card. Even if you have no score yet and wish to build up your history there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. Finally, if you are a student you are welcome to look through the credit offers for students. To raise your chances of being approved we recommend you to open a savings and a checking account, if you haven't done it yet. This is essential as it proves your financial independence and ability to deal with money. You can also become an authorized user of one or more of your parents’ credit cards. In this case the cardholders will be your parents but you will be able to use the credit limit. Try to keep the balances on them as low as possible, as all the information (both positive and negative) will be inevitably reflected in your report. Another way is to draw the so-called co-signer that is a person who will be responsible if you don't pay off your bills on time. But mind that even in this case all the negative information will hit your report and damage your score. |
|
|
|
 |
All content. Copyright © 1999-2012.
Credit-Land.com, Inc.
All rights reserved. |
|
|
