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how to remove negatifs items on my credit profile that keep having me turn down for credit... |
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Date:
March 31, 2007, 1:24 pm |
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how to remove negatifs items on my credit profile that keep having me turn down for credit inacurate information on all the three burreaux |
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Answer:
Although all the negative information stays on your credit reportfor up to 10 years, you can have your credit repaired even in the case of bankruptcy. Credit repair must be done through the systematic improving of your credit history. Review your reports from all 3 credit bureau for accuracy once a year. Change mistakes on your report in case you find them. You can also get a free copy of your credit report. When you get a clear picture of your credit conditions, you can apply for a credit card online. Begin with the cards that can help you rebuild your credit history and consequently raise your credit score. Secured credit cards can be the safest and the most effective way to improve your credit. Look through cards for bad credit where you can find all necessary information about these cards. If you choose a secured credit card, you will have to open a bank account before making online credit card application so that the issuers can be sure in your financial stability. Unsecured credit cards for bad credit can be also profitable but in this case you must pay higher fees and rates. At last, you can make use of the help of a co-signer, a friend or a relative, who applies for a good credit card and when approved, makes you a co-borrower. In case you don't pay off your debt, he will have to do it for you. |
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