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Credit Card Applications » Credit Card Questions » Other Questions » i am a new college student with no credit and i am not familiar with credit cards. All i know is...

i am a new college student with no credit and i am not familiar with credit cards. All i know is...

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Date:
August 8, 2008, 3:02 pm
i am a new college student with no credit and i am not familiar with credit cards. All i know is that i want a card with a lmit. Which one is best for me.
Answer:

If you are a student looking for the first credit card to establish credit, there are lots of options to choose from. All major credit card issuers are ready to offer credit cards with special terms and conditions tailored to students' needs and paying resources. Student credit cards will give you a limit big enough to make purchases and small enough to avoid overspending.

Choosing your first credit card, it makes sense to consider its interest rates, annual fees, penalty charges and other important features so as to make a most beneficial deal.

Considering all these factors, we can offer you credit cards that might be of interest to you. Perhaps the best offer in terms of fees, rates and rewards would be Citi® mtvUTM Platinum Select® Visa® Card for College Students. With its point rewards program and intro APRs on purchases, it makes credit building process most enjoyable.

Another no fee, lowest APR Citibank credit card offer for college students is Citi® Dividend Platinum Select® Card for College Students, which is a great cash back credit card with no income or cosigner requirements. You could also consider applying for No Hassle CashSM Rewards for Young Adults card from Capital One Bank which does charge an annual fee but offers a generous annual cash back bonus and no limit to the amount of cash you can earn.

You're welcome to evaluate these credit cards' features and apply for the right credit card to start building credit history.

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