Getting a credit card today is really rather simple and safe process. However your chances of being approved depend largely on your credit risk. Your score is on the lower border of fair credit
(620-659). Thus, if you've decided to get a card you should choose carefully and apply only for those you are eligible for. Still, keep in mind that the lenders generally tend to look at the lowest score, not at the highest one. That's why we recommend you to request your scores from all three bureaus - Experian, Equifax and TransUnion, not from only one of them. If your lowest score is below 620, choose among the cards for bad credit. On our website you can find several variants of such cards from Columbus, Dakota, First PREMIER, Millennium or Orchard. Read the details about each card carefully and apply for the one that suits you most.
All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.