Credit Card Questions


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Credit Card Applications » FAQs » Other Questions » i have a 620 credit score, what type of credit card can i actually get? I checked around an it...

i have a 620 credit score, what type of credit card can i actually get? I checked around an it like 200 dollars to get any thing with a bad credit history is this my only option?

Date: February 18, 2008, 3:08 am
Getting a credit card today is really rather simple and safe process. However your chances of being approved depend largely on your credit risk. Your score is on the lower border of fair credit (620-659). Thus, if you've decided to get a card you should choose carefully and apply only for those you are eligible for. Still, keep in mind that the lenders generally tend to look at the lowest score, not at the highest one. That's why we recommend you to request your scores from all three bureaus - Experian, Equifax and TransUnion, not from only one of them. If your lowest score is below 620, choose among the cards for bad credit. On our website you can find several variants of such cards from Columbus, Dakota, First PREMIER, Millennium or Orchard. Read the details about each card carefully and apply for the one that suits you most.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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