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i have a loan from BK of A for $48,000.
The monthly payment is $823.
The annual rate... |
0% Intro APR for 15 Months. 5% Cashback Bonus.
Apply for a Credit Card Today! An Excellent Credit Card for Rebuilding Credit Scores.
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Date:
November 30, 2008, 6:40 pm |
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i have a loan from BK of A for $48,000.
The monthly payment is $823.
The annual rate 10.99%
Credit score is between good & excellant.
Looking for to transfer with lower rate ,
looking how to lower monthly payment.
My eyes have gone crossed-eyed looking.
Any ideas |
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Answer:
We are glad to help you out. There are some really beneficial balance transfer credit cards online which can help you lower your huge interest payments. Before you apply for any of them, do make sure your credit rating is good-to-excellent with all the major credit bureaus. Also, make sure your credit-to-income ratio is good enough to qualify for more credit. Then, consider the following balance transfer options:Discover More® Card is created for those with good-to-excellent credit score who want to transfer balances at 0% intro APR for 12 months. Its credit limit is high enough to carry out the transfer. However, the exact limit will depend on your income and paying abilities. Blue from American Express® is also a good choice to transfer balances but it carries some small intro APR for 12 months. Still you'll save a great deal if you transfer your debt onto it. See Capital One Platinum which also offers 0% APR on balance transfers, though its limit may be smaller than on the previous two cards. These 3 cards are top offers for making a balance transfer. So apply now if you qualify. |
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