Immediate credit card care service
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iI never have a credit card ,i applied but i get the answer no all the time |
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Date:
October 27, 2007, 6:17 pm |
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iI never have a credit card ,i applied but i get the answer no all the time |
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Answer:
Thank you very much for addressing your requests to our service! It is designed especially for you to resolve your problems and answer your questions. We hope our answers will somehow help you. First of all, definitely, you can apply for a credit card even if you have no credit history. In this case you have an opportunity to build your credit history. We offer credit cards for the customers with bad/no credit history. These require 0-619 FICO score. We suggest you several variants offered by First PREMIER Bank. We can also recommend you our best choice - Centennial Gold MasterCard®/Visa by First PREMIER Bank. This one has 9.9% APR, $29 Setup Fee, $48 Annual Fee, and some other features (plus Instant Decision). The other variant (this one is supposed to be the best one for no credit) we may offer is Secured Credit Cards. These require collateral. The collateral may be some kind of property (e.g. a car) or a certain amount of money to secure your credit and to guarantee your paying off the bills regularly. We strongly recommend you to use this option since it is the best way to start building your credit history. You can share these two variants of secured cards we offer to you. If you get refusal to your application, probably, you have to inspect your credit history (as you actually already have one, it contains the following points: the scope of credit available to you, how long you are living at your current address, how many times potential creditors have inspected your credit history, how often you have paid off your bills in good faith, etc.) We hope the detailed information we offer to you helps you to resolve your problems. |
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