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Credit Card Applications » Credit Card Questions » Other Questions » if i have no credit can i apply for a credit card?

if i have no credit can i apply for a credit card?

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Date:
December 16, 2008, 11:45 am
if i have no credit can i apply for a credit card?
Answer:
The absence of credit history is better than having bad credit, so you have chances to apply and be approved for an attractive credit card online. One of the major companies catering for people with no/limited credit history is Capital One Bank which offers its applications on our website. There are some requirements to pass, so make sure the following statements are about you: you're a young adult with a stable job, income and a credit score at one of the major bureaus; you are a college student or you're new to the place; you've never had a Capital One account before and you've never made any late payments with any current or previous financial institutions. If you meet the statements, consider the following cards

Capital One Standard Platinum offers you no annual fee, 0% intro APR and a reasonable credit limit. Valuable platinum benefits are also available.

Capital One Platinum - Visa has a small annual fee but its interest rate is one of the lowest in the market. Besides, there is also 0% intro APR on purchases until June, 2009.

You may also try the No Hassle CashSM Rewards from Capital One if you'd like to accumulate rewards on card purchases. There is a small annual fee and an average APR applying to this credit card.

Apply for a credit card best meeting your requirements.

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