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Credit Card Applications » Credit Card Questions » Other Questions » if you have no credit can you still recieve a credit card

if you have no credit can you still recieve a credit card

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Date:
October 13, 2008, 2:34 am
if you have no credit can you still recieve a credit card
Answer:
Yes, you can, but the type of the credit card will depend on your particular situation. If you are a "limited" credit person, meaning that you are a student or a young adult working for living, you can apply for a special credit card from Capital One Bank.

In case you are a college student, a good variant would be Standard Platinum for Young Adults , a no annual fee card with 0% intro APR on purchases. It's a great tool to build up credit easy and fast.

If you graduated and now earn living and you have at least some small credit score at one of the national credit bureaus, try applying for Capital One Platinum - Visa which has a low APR on purchases and reasonable annual fee.

However, if you do not qualify for the Capital One cards because you do not meet the requirements, you should apply for a secured credit card. Black Diamond Visa® from Millennium Bank is easier to qualify for as you secure the credit line with a cash deposit. Managed wisely, the card will help you build up a good credit score and you'll upgrade to a standard unsecured line of credit.

Choose a credit card fitting you best and apply online now.

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