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my credit score is currently 525 really bad i know it is from a lack of credit and some doctor... |
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Date:
August 11, 2006, 7:33 pm |
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my credit score is currently 525 really bad i know it is from a lack of credit and some doctor bills. i am only $1700.00 dollars in the whole according to my report i have the cash but i was wondering if it would be better to get a bad credit credit card and try to pay off my balance and build my credit that way or should i just pay the 1700 or should i go to some cut throat finance company to try and get a high interest loan i can pay over time to help clear and build my credit all at once. The reason i am so concerned is cause i am gettin to a point now where i need to think about buying a house and i need my score as high as i can get it please respond. |
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Answer:
Our recommendation is that you shouldn't take any risks and apply to some shady company. The safest and the best choice for you is to get a secured card and pay it off. Thus you will show you have money and responsibility. |
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