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my husband keeps receiving credit card offers in the mail from some of the credit card companies... |
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Date:
September 19, 2007, 5:24 pm |
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my husband keeps receiving credit card offers in the mail from some of the credit card companies listed on your site, however, is credit score is 653 and i am afraid that them constantly pre-approving him for credit will possibly lower his score? he only has 2 major cards and i am afraid he might see them and get tempted to send in for them............. |
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Answer:
Don't worry, such offers won't affect his score if he does not accept too many of them. You should keep in mind that the aim of such invitations is merely promotional. If your husband gets a message that he is pre-approved to obtain a certain card that actually means only that he is eligible for this card according to his credit history and that the bank would be glad to provide it to him. It is only up to him to make a decision whether to apply for it or not. If he has decided to accept the offer he can do it online. His score is 653 which is considered fair. On our website you are welcome to choose between the best fair credit deals. Look through the terms and conditions, and then just click "apply", fill the form and submit you application online. |
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