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my score is not good i need to no how to get it better |
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Date:
June 11, 2007, 7:11 pm |
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my score is not good i need to no how to get it better |
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Answer:
A credit card can be a good way to establish your history and to increase your current score. If your credit is bad and you wish to improve it, you should follow some essential recommendations. First of all request you credit report and check it for any mistakes and inaccuracies. It is recommended that you do it regularly. Learn your current credit score. It will be better if you request the score from each of three credit bureaus, such as Equifax, Experian and TransUnion. Missing your payments will negatively affect your credit history, so do your best to make all the payments exactly on time. If you have a bad credit history, you should minimize the amount of inquiries on your credit report and open new accounts only if you need them, Besides, try to keep your balance as low as possible. Don't forget to use the old cards because in other case the data will not be updated. All these recommendations will allow you to establish a positive credit history and in time you'll be able to apply for the best credit offers. |
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