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Date:
February 26, 2007, 6:34 pm |
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what if I haven't had no credit in 4 years |
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Answer:
I can't say it for sure, but it is highly probable that your credit score has become lower for this period of time. If you don't know what your credit score is, it's necessary to apply for a credit bureau and ask for your credit report. When you learn the amount of your credit score, which corresponds to a certain type of credit history, you'll find out what credit cards you can afford. So, if you have the score of 350-619, you can count on card for bad credit; with 620-659 scores you are welcome to choose from cards for fair credit; if it's 660-749 or 750-850, you can freely apply for a card for good or excellent credit correspondingly. Read terms and conditions to choose the best card available. |
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