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Answer:
Yes, there are quite a number of attractive credit card offers for customers building credit history. Such credit offers are referred to as limited (average) or no credit cards and differ from bad credit card in that they require the absence of any bad payment records in the applicant's name. So, if you are just starting your credit file and have no negative records with any current or previous financial institutions, you could choose from the following credit cards we have selected for you. Take a look at Standard Platinum credit card from Capital One Bank, a no annual fee card for no credit customers, which offers up to $3,000 limit. You could also benefit from its 0% intro APR on purchases until December 2008. Another limited credit card that might interest you is Platinum -Visa, also a Capital One credit card offer. This credit card does charge an annual fee but it offers some of the lowest APRs on purchases available on the market. If you are searching a credit card for not only building credit but also for collecting rewards, No Hassle PointsSM Rewards credit card from Capital One is your best choice. Remember, that though Capital One Bank works with customers new to credit, they do not accept just all applications. There are certain requirements you need to comply with. You need to have a job and stable income, there should be no bad or bankruptcy records in your name and you must be a US resident. Make sure, you are the right customer and apply for your first credit card online. |