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what is a fair score |
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Date:
June 17, 2007, 10:45 pm |
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what is a fair score |
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Answer:
A credit score is a three-digit number that is calculated specifically to define creditworthiness of people. The lenders use this figure to decide whether you qualify for a chosen card or not. The score depends on various factors – on how you use your cards, on whether you pay your bills on time and so on. If you are a good and responsible payer your score will increase and if you are late with your payments, get denials to your applications or even have bankruptcy your score will go down. To learn your current score you should request your reports from all three bureaus – Experian, Equifax and TransUnion. Ideally the three scores should be equal. For the convenience of customers the scores are divided into several categories – no credit (0-350), bad (351-619), fair (620-659), good (660-749) and excellent (750-850) credit. Fair score (620-659) means that your history is not bad, however your credit is still limited and requires improvement. On our website you are welcome to compare the best deals for fair score and choose one that suits you most. |
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