what is considered average credit rating?

FICO scores ranging between 620 and 659 indicate to an average (fair, or limited) credit rating and imply an early or middle stage of a credit history building process. A person with an average credit history may have or has had a US loan or a credit card. The credit limit on the card or loan is less than $5,000. The person may have been late on a credit card or medical bill during the last 6 months.

There are some reasonable credit card offers for this level of payment history, which are mostly available with Capital One Bank. Capital One Standard Platinum allows you to save on purchases with 0% intro APRs and no annual fee. Standard Platinum benefits apply with this offer.

Capital One Platinum Visa offers some of the lowest purchase APRs valid for the life of balance and a moderate annual fee.

Great rewards are available on Capital One No Hassle CashSM Rewards credit card with no limits on cash back earnings and no expiration dates.

Searching for a plastic for average credit history? Choose from the offers suggested as they are the best deals for this credit level category.