what kind of credit card should I get if I have absolutely no credi? Which one would be the best?

If you are a young adult with a job and a valid credit score at one of the bureaus or if you're a college student, you can choose from some nice credit options available with Capital One Bank.

Capital One Standard Platinum is a "limited" credit card which is right for you if you comply with the following requirements: you've never had a credit card before, you don't have any bad payments with previous or current financial institutions, you have a stable job and good income and there is a valid credit score in your name. Standard Platinum is a no annual fee plastic with great savings opportunities and credit building services.

If you're a college student, consider getting Standard Platinum for Young Adults, also issued by Capital One Company. With 0% intro APR on purchases, no annual fee and manageable credit line, it helps you build up a solid credit history fast and at a relatively low cost.

If your current status doesn't let you qualify for these 2 credit cars, you need to apply for a secured plastic. You have more chances of approval because you secure the credit line with your own cash deposit. The secured Black Diamond Visa®from Millennium Bank is a great tool to help you build up your own payment history.

Study the credit cards carefully before you choose one to apply for.