Credit score is extremely important as it represents the major indicator of your creditworthiness. That's why when making a decision lenders first of all examine this three-digit number. The higher the score, the more chances you have to receive the best credit
. As it happens there are three companies - the so-called credit bureaus - that provide information about your score. These companies are Equifax, Experian and Transunion. Their methods of scoring differ slightly, thus the numbers may differ too. Generally the lenders either look at the lowest score or take the middle rate.
All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.