Credit Card Questions

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » FAQs » Other Questions » which credit score do you look at? the highest one or the lowest one?

which credit score do you look at? the highest one or the lowest one?

Date: May 9, 2007, 7:06 am
Credit score is extremely important as it represents the major indicator of your creditworthiness. That's why when making a decision lenders first of all examine this three-digit number. The higher the score, the more chances you have to receive the best credit. As it happens there are three companies - the so-called credit bureaus - that provide information about your score. These companies are Equifax, Experian and Transunion. Their methods of scoring differ slightly, thus the numbers may differ too. Generally the lenders either look at the lowest score or take the middle rate.
All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Didn't get an answer to your question?