why am i always denied a credit card?

There can be different reasons for denials you receive from banks. And you should be reasonable enough to make your credit card applications in the right way.

A bank may send you a refusal if you applied for a credit card you are not eligible for. You either have insufficient credit score or negative records like bankruptcy in your credit report. If you have received a number of denials, you must find out the reason for it. Check out your credit reports from the major credit bureaus and if you have negative records as a result of a mistake or identity theft, correct them as soon as possible.

When your credit history is OK and you know your credit score for sure, you can start comparing credit card offers for your credit score. Though you haven't mentioned your credit rating, I suppose you have limited credit history and get denials due to this. However, it is difficult to provide advice without knowing your credit history and other circumstances.

People with a number of negative items in their credit reports often get secured credit cards which give guaranteed approval. Though, one should know a secured credit card requires installing a security deposit, after which the bank issues a credit limit which equals to the deposit. One of credit card of this type is Black Diamond Visa by Millennium bank. This card has the same interest rate on purchases and cash advances and includes extended warranties. You can also consider No Hassle Cash credit card from Capital One. This bank issues plastics for bad credit history, however, it is particular about choosing its customers. Another option for a consumer with bad credit is Centennial Visa/MasterCard by First PREMIER bank. This plastic provides low APR on purchases, quick response from the bank and 24/7 account access.

Good Luck!