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why can I not get approved for a credit card? |
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Date:
December 12, 2007, 10:50 pm |
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why can I not get approved for a credit card? |
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Answer:
First of all, you have to choose a credit card according to your credit score. If you do not know it, address your requests to the credit bureau. 0-619 of FICO score implies no/bad credit, 620-659 - fair credit, 660-749 good credit, 750-850 - excellent credit. Probably, you try to apply for a credit card not suitable for your credit score. Moreover, in case you have bad credit (or no credit at all) you should try applying for a secured credit card. Please keep in mind that every time you apply for a credit card and your application is cancelled, this affects your credit score in a negative way. |
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