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will the rates be comeing down? or can you ask for a lower rate if you have a great credit rating? |
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Date:
December 9, 2008, 10:32 am |
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will the rates be comeing down? or can you ask for a lower rate if you have a great credit rating? |
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Answer:
Generally, you can but if you have a great credit rating, there's no need to ask your bank to lower your interest rate. You can find and get best credit card rates through making a balance transfer. Our website features top 0% intro APR balance transfer cards that allow moving your high interest debt onto them and pay it at 0%.Consider applying for More® Card - Clear from Discover Company which offer 0% intro APR on balance transfers for 12 months and a low ongoing rate after that. It requires good-to-excellent credit rating to qualify. Besides lowest rates and no annual fees, you'll get such benefits as unlimited cash back rewards and 0$ fraud liability. Capital One Platinum offers 0% balance transfers until October, 2009 and an average APR after that. There is also 0% APR on purchases and no annual fee. There is no rewards program available with this offer. If your credit is really excellent, meaning that your score is 750-850 and you have a long payment history without a single late payment or any other default, apply for Platinum Prestige - Visa . If approved, you will get 0% intro APR on purchases and balance transfers until October, 2009, lowest regular rates and no annual fees. Choose which card fits your rating best and apply to save on balance transfers and purchases. |
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