The Schools Platinum Rebate Visa credit card gives only 1% cash back on purchases. Having fair credit, you can get a credit card with a higher cash back rate. Regular credit cards, non-union cards, often give bigger rewards. The average cash back reward for people with fair credit is 1.5%. However, we would recommend you to look at fees and interest rates as well to choose the best option for you. Also, note that credit cards with rewards require cardholders to pay the card balance in full each month to get the most out of the rewards.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.