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	<title>Credit Card Questions &#38; Answers &#187; 0 Balance Transfers</title>
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	<description>Get answers to most frequently asked questions on credit cards. Ask your own question at Credit-Land.com Credit Card FAQs.</description>
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		<title>I have a really big outstanding balance on one of my credit cards. Should I transfer it over to one of those 0% interest cards I keep seeing advertised?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/i-have-a-really-big-outstanding-balance-on-one-of-my-credit-cards-should-i-transfer-it-over-to-one-of-those-0-interest-cards-i-keep-seeing-advertised-2052.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/i-have-a-really-big-outstanding-balance-on-one-of-my-credit-cards-should-i-transfer-it-over-to-one-of-those-0-interest-cards-i-keep-seeing-advertised-2052.html#comments</comments>
		<pubDate>Fri, 27 Jan 2012 03:52:25 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=2052</guid>
		<description><![CDATA[The main incentive that a 0% balance transfer credit card offers is that your balance won’t accrue any interest for a specified period of time, allowing all of the payments you make during that time to be put entirely towards the elimination of your debt. This promotional introductory period can last anywhere between six months [...]]]></description>
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		<title>Why shouldn’t I cancel my old card after transferring a balance?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/why-shouldnt-i-cancel-my-old-card-after-transferring-a-balance-2042.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/why-shouldnt-i-cancel-my-old-card-after-transferring-a-balance-2042.html#comments</comments>
		<pubDate>Tue, 03 Jan 2012 03:44:04 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/0-balance-transfers/why-shouldn%e2%80%99t-i-cancel-my-old-card-after-transferring-a-balance-2042.html</guid>
		<description><![CDATA[First off, you should understand that canceling a card won’t do anything to help improve your credit score. In fact, it may even hurt it instead. Because an important component in determining an individual’s credit score is their debt to available credit ratio, canceling a card can lower the amount of credit that you have [...]]]></description>
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		<title>What I should know about balance transfers?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/what-i-should-know-about-balance-transfers-2010.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/what-i-should-know-about-balance-transfers-2010.html#comments</comments>
		<pubDate>Thu, 13 Oct 2011 03:35:10 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=2010</guid>
		<description><![CDATA[When you are first starting to embrace credit cards, balance transfers can come as something of a shock. There’s no reason to be fearful of the term, all it means is that you are able to take the balance from an existing credit card (let’s call it Card A) onto a new account (Card B). [...]]]></description>
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		<title>What is the significance of doing the zero balance transfers?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/what-is-the-significance-of-doing-the-zero-balance-transfers-1969.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/what-is-the-significance-of-doing-the-zero-balance-transfers-1969.html#comments</comments>
		<pubDate>Thu, 18 Aug 2011 03:54:07 +0000</pubDate>
		<dc:creator>Mitchell Delaine</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=1969</guid>
		<description><![CDATA[Transferring balances from one credit card to another is known as balance transfer and this is done when there are dues or outstanding balances on the existing card. Balance transfers are normally done from high APR cards to 0% APR cards. There are a number of banks that offer these zero balance transfers from the [...]]]></description>
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		<title>How can you use balance transfers effectively?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/how-can-you-use-balance-transfers-effectively-1953.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/how-can-you-use-balance-transfers-effectively-1953.html#comments</comments>
		<pubDate>Tue, 02 Aug 2011 03:28:41 +0000</pubDate>
		<dc:creator>Mitchell Delaine</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=1953</guid>
		<description><![CDATA[Most of us use credit cards and it has become a way of life. So, it has become inevitable for card issuers to add new features to make the cards sound more user-friendly. Credit cards come with a lot of features and consumers are constantly looking forward to availing benefits out of their cards. One [...]]]></description>
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		<title>What you should know about balance transfer deals?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/what-you-should-know-about-balance-transfer-deals-1939.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/what-you-should-know-about-balance-transfer-deals-1939.html#comments</comments>
		<pubDate>Tue, 19 Jul 2011 03:39:41 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=1939</guid>
		<description><![CDATA[Everyone has heard about balance transfer deals. It is a word that credit card users keep hearing again and again. You may have wondered what it is or wanted to opt for a good deal on it. It is a good idea if you are accumulating a lot of bills on your credit card and want [...]]]></description>
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		<title>How you can make the most of 0 on balance transfers?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/how-you-can-make-the-most-of-0-on-balance-transfers-1927.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/how-you-can-make-the-most-of-0-on-balance-transfers-1927.html#comments</comments>
		<pubDate>Thu, 07 Jul 2011 03:44:24 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=1927</guid>
		<description><![CDATA[It is invariable that sometimes things just don’t go as planned especially when it comes to credit cards and your finances. Credit card debts are difficult to deal with and you must find a way to sort things out without adding to the already existing debt. When you find credit card payments getting increasingly difficult, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>What should I take into consideration before opting for interest free balance transfers?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/what-should-i-take-into-consideration-before-opting-for-interest-free-balance-transfers-1909.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/what-should-i-take-into-consideration-before-opting-for-interest-free-balance-transfers-1909.html#comments</comments>
		<pubDate>Fri, 17 Jun 2011 03:15:06 +0000</pubDate>
		<dc:creator>Mitchell Delaine</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=1909</guid>
		<description><![CDATA[The concept of balance transfers is extremely beneficial to people with a poor credit history and high credit card debts. Credit card lenders have come up with exclusive balance transfer credit cards with amiable terms and conditions that can work in favor of the consumers. However, if you indeed want to save money by applying [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>What are the benefits of applying for interest free balance transfer cards?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/what-are-the-benefits-of-applying-for-interest-free-balance-transfer-cards-1890.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/what-are-the-benefits-of-applying-for-interest-free-balance-transfer-cards-1890.html#comments</comments>
		<pubDate>Mon, 30 May 2011 04:58:13 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=1890</guid>
		<description><![CDATA[Balance transfers are a blessing for people who having high credit card debts spread over multiple credit cards. With the interest rates differing on each card, customers end up paying through their nose to clear off the dues on all of them. Most often than not, paying the dues each month on all these cards [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What are the various myths associated with this promise?</title>
		<link>http://www.credit-land.com/faqs/0-balance-transfers/what-are-the-various-myths-associated-with-this-promise-1872.html</link>
		<comments>http://www.credit-land.com/faqs/0-balance-transfers/what-are-the-various-myths-associated-with-this-promise-1872.html#comments</comments>
		<pubDate>Tue, 10 May 2011 04:05:30 +0000</pubDate>
		<dc:creator>Mitchell Delaine</dc:creator>
				<category><![CDATA[0 Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=1872</guid>
		<description><![CDATA[Many people see the feature of 0% APR on balance transfers as a soled reason for applying for any credit card. While this is definitely a desirable feature to have, there is more to this than meets the eye. Hence, it is strongly recommended that you get all your facts correct before you do go [...]]]></description>
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