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Credit Card Applications » Questions » User Questions » Other » I have a 725 FICO score but only have $1,300 in credit. I want to establish more credit, but I’m not ...

I have a 725 FICO score but only have $1,300 in credit. I want to establish more credit, but I’m not sure how to. I have fraud protection on my credit card because I am afraid of scams. Any suggestion to get more credit so I can eventually finance a vehicle?

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Leo Zhu

Today almost every credit card has $0 fraud liability and purchase protection. You can apply for any credit card for good credit. These cards have rewards programs and long zero introductory periods. Before you apply for a card make sure you will be able to make timely payments when due, otherwise you may ruin your credit score. Another option for you is to request an increase from your current credit card issuer. Call your bank and ask if you are eligible for credit increase.

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