I’m 18. I don’t really need a credit... - Student Credit Cards Questions

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Credit Card Applications » Questions » User Questions » Student Credit Cards » I’m 18. I don’t really need a credit card, but do need to build my credit...

I’m 18. I don’t really need a credit card, but do need to build my credit profile. What are your suggestions?

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You can apply for a student credit card and build your credit history with minimum credit card activity.  And if you pay off the balance every month you will be able to avoid interest charges.
Another option is to become an authorized user on your parents’ credit card if their card issuer reports authorized user activity to the major credit bureaus.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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Earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate.
For Fair Credit
Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
For Good Credit
2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. 1% cash back on all your other purchases.
For Fair Credit

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