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Credit Card Applications » Questions » User Questions » Student Credit Cards » I’m an 18 year old and going into my first year at college. I’ve never had a ...

I’m an 18 year old and going into my first year at college. I’ve never had a credit card and have absolutely no credit history. I’ve been looking for a credit card that would allow me to start building some credit for quite some time. I applied for one card through my bank but was denied due to not having any credit history. I would love to hear your advice on a card I could apply for and get approved so I can begin building up credit.

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Leo Zhu

You can apply with a co-signer, as an option. When you apply with a co-signer you are able to get a credit card in your own name even if you do not have credit history. You and a co-singer will be responsible for making payments on the card. Not all credit card issuers allow co-signing. Discover may allow you to apply with a co-singer, for example you can consider applying for the card.

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