If your credit score is 550 or higher, you can apply for the . It is an unsecured credit card with annual fee of $35 or $75, based on your creditworthiness. There is no application fee and no down payments. Your credit history will be reported to three major credit bureaus monthly and you will be able to monitor your credit score.
You should also consider applying for a secured credit card like the . The security deposit for this card will depend on your creditworthiness and will be $49, $99 or $200. Your credit activity will also be reported to the major credit bureaus monthly, so you will be able to rebuild your credit.