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Credit Card Applications » Questions » User Questions » Other » I previously had excellent credit. A divorce and medical situation will force me to file for bankruptcy. I ...

I previously had excellent credit. A divorce and medical situation will force me to file for bankruptcy. I have not filed yet. I will need a credit card to function and a minimum amount will be acceptable. Any ideas in obtaining a card? Again previously my credit was excellent. I have a personal checking account.

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Leo Zhu

Choose a card depending on your current credit score. Our credit card navigator can help you to find one.

Since you are planning to file a bankruptcy, there is a risk that the credit issuer will close your account once it sees the bankruptcy record in your reports.

You can apply for a secured credit card. There are more chances to keep it during a bankruptcy because it has a collateral deposit. The minimum credit line for a secured credit card is $200. If you feel you can handle a bigger amount of credit, just increase your security deposit.

Make sure you do not owe a balance on the card when you file the bankruptcy. That may help you keep the card.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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