It is not necessary to have perfect credit to qualify for a credit card, you can qualify even with fair credit. However, credit score is not the only thing that is taken into consideration when you apply for a credit card. Recent late payments or recent credit inquiries may negate your application. So we recommend you to make sure your current credit cards are in good standing and there were no inquiries during last 30 days by checking your credit reports.
BEST CREDIT CARD OFFERS from our partners:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit