It is not necessary to have perfect credit to qualify for a credit card, you can qualify even with fair credit. However, credit score is not the only thing that is taken into consideration when you apply for a credit card. Recent late payments or recent credit inquiries may negate your application. So we recommend you to make sure your current credit cards are in good standing and there were no inquiries during last 30 days by checking your credit reports.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.