The thing about the Aerie/American Eagle credit card is that it isn’t too special. This credit card offers fairly standard benefits for a store credit card. Some of these benefits include a discount on your first account purchase, a birthday discount and $0 fraud liability. Aside from this, they have a fairly standard rewards program. This card allows cardholders to earn points for shopping, then redeem those points on gift cards that can only be used in their store. I would recommend you skip looking at store cards all together, because there is an endless amount of store cards that offer the same benefits. I would instead recommend that you look for a general bank credit card that also provides rewards. Take a look at one of the Discover cards or maybe even one of Barclays’s cash back cards.